How to parse a CSV file in Bash?

You need to use IFS instead of -d:

while IFS=, read -r col1 col2
do
    echo "I got:$col1|$col2"
done < myfile.csv

Note that for general purpose CSV parsing you should use a specialized tool which can handle quoted fields with internal commas, among other issues that Bash can’t handle by itself. Examples of such tools are cvstool and csvkit.

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