Instead of reinventing the wheel, how about using Apache commons-io:
import org.apache.commons.io.FilenameUtils;
public class FilenameUtilTest {
public static void main(String[] args) throws Exception {
URL url = new URL("http://www.example.com/some/path/to/a/file.xml?foo=bar#test");
System.out.println(FilenameUtils.getBaseName(url.getPath())); // -> file
System.out.println(FilenameUtils.getExtension(url.getPath())); // -> xml
System.out.println(FilenameUtils.getName(url.getPath())); // -> file.xml
}
}