Use getDeclaredFields
on [Class]
ClasWithStuff myStuff = new ClassWithStuff();
Field[] fields = myStuff.getClass().getDeclaredFields();
for(Field f : fields){
Class t = f.getType();
Object v = f.get(myStuff);
if(t == boolean.class && Boolean.FALSE.equals(v))
// found default value
else if(t.isPrimitive() && ((Number) v).doubleValue() == 0)
// found default value
else if(!t.isPrimitive() && v == null)
// found default value
}
(http://docs.oracle.com/javase/1.5.0/docs/api/java/lang/Class.html)