Try the following regex string instead. Your test was probably done in a case-sensitive manner. I have added the lowercase alphas as well as a proper string beginning placeholder.
String regex = "^(https?|ftp|file)://[-a-zA-Z0-9+&@#/%?=~_|!:,.;]*[-a-zA-Z0-9+&@#/%=~_|]";
This works too:
String regex = "\\b(https?|ftp|file)://[-a-zA-Z0-9+&@#/%?=~_|!:,.;]*[-a-zA-Z0-9+&@#/%=~_|]";
Note:
String regex = "<\\b(https?|ftp|file)://[-a-zA-Z0-9+&@#/%?=~_|!:,.;]*[-a-zA-Z0-9+&@#/%=~_|]>"; // matches <http://google.com>
String regex = "<^(https?|ftp|file)://[-a-zA-Z0-9+&@#/%?=~_|!:,.;]*[-a-zA-Z0-9+&@#/%=~_|]>"; // does not match <http://google.com>