Use StringSubstitutor
from Apache Commons Text.
https://commons.apache.org/proper/commons-text/
It will do it for you (and its open source…)
Map<String, String> valuesMap = new HashMap<String, String>();
valuesMap.put("animal", "quick brown fox");
valuesMap.put("target", "lazy dog");
String templateString = "The ${animal} jumped over the ${target}.";
StringSubstitutor sub = new StringSubstitutor(valuesMap);
String resolvedString = sub.replace(templateString);