This works for me:
public static Bitmap loadContactPhoto(ContentResolver cr, long id) {
Uri uri = ContentUris.withAppendedId(ContactsContract.Contacts.CONTENT_URI, id);
InputStream input = ContactsContract.Contacts.openContactPhotoInputStream(cr, uri);
if (input == null) {
return null;
}
return BitmapFactory.decodeStream(input);
}