How do I load a file from resource folder?

Try the next:

ClassLoader classloader = Thread.currentThread().getContextClassLoader();
InputStream is = classloader.getResourceAsStream("test.csv");

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If the above doesn’t work, various projects have been added the following class: ClassLoaderUtil¹ (code here).²

Here are some examples of how that class is used:

src\main\java\com\company\test\YourCallingClass.java
src\main\java\com\opensymphony\xwork2\util\ClassLoaderUtil.java
src\main\resources\test.csv

// java.net.URL
URL url = ClassLoaderUtil.getResource("test.csv", YourCallingClass.class);
Path path = Paths.get(url.toURI());
List<String> lines = Files.readAllLines(path, StandardCharsets.UTF_8);

// java.io.InputStream
InputStream inputStream = ClassLoaderUtil.getResourceAsStream("test.csv", YourCallingClass.class);
InputStreamReader streamReader = new InputStreamReader(inputStream, StandardCharsets.UTF_8);
BufferedReader reader = new BufferedReader(streamReader);
for (String line; (line = reader.readLine()) != null;) {
    // Process line
}

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Notes

1. See it in The Wayback Machine.
2. Also in GitHub.