Found a simple answer on IRC that seems to work (thanks to Radar):
class Person < ActiveRecord::Base
belongs_to :father, :class_name => 'Person'
belongs_to :mother, :class_name => 'Person'
has_many :children_of_father, :class_name => 'Person', :foreign_key => 'father_id'
has_many :children_of_mother, :class_name => 'Person', :foreign_key => 'mother_id'
def children
children_of_mother + children_of_father
end
end