You can do this with the template_redirect hook. Here’s my code to manually replace the template for a custom post type with one in the theme if there isn’t one in the template folder. Put this in your plugin file and then put a folder underneath your plugin called themefiles with your default theme files.
//Template fallback
add_action("template_redirect", 'my_theme_redirect');
function my_theme_redirect() {
global $wp;
$plugindir = dirname( __FILE__ );
//A Specific Custom Post Type
if ($wp->query_vars["post_type"] == 'product') {
$templatefilename="single-product.php";
if (file_exists(TEMPLATEPATH . "https://stackoverflow.com/" . $templatefilename)) {
$return_template = TEMPLATEPATH . "https://stackoverflow.com/" . $templatefilename;
} else {
$return_template = $plugindir . '/themefiles/' . $templatefilename;
}
do_theme_redirect($return_template);
//A Custom Taxonomy Page
} elseif ($wp->query_vars["taxonomy"] == 'product_categories') {
$templatefilename="taxonomy-product_categories.php";
if (file_exists(TEMPLATEPATH . "https://stackoverflow.com/" . $templatefilename)) {
$return_template = TEMPLATEPATH . "https://stackoverflow.com/" . $templatefilename;
} else {
$return_template = $plugindir . '/themefiles/' . $templatefilename;
}
do_theme_redirect($return_template);
//A Simple Page
} elseif ($wp->query_vars["pagename"] == 'somepagename') {
$templatefilename="page-somepagename.php";
if (file_exists(TEMPLATEPATH . "https://stackoverflow.com/" . $templatefilename)) {
$return_template = TEMPLATEPATH . "https://stackoverflow.com/" . $templatefilename;
} else {
$return_template = $plugindir . '/themefiles/' . $templatefilename;
}
do_theme_redirect($return_template);
}
}
function do_theme_redirect($url) {
global $post, $wp_query;
if (have_posts()) {
include($url);
die();
} else {
$wp_query->is_404 = true;
}
}