For anyone who might run into this in the future I was able to figure out a solution that will mask any kind of field and format it without messing with any other plugin.
In the html you would need two inputs
<input class="number" />
<input class="value" />
and then position the number field over the value
and then in your javascript
$('.value').on('keydown keyup mousedown mouseup', function() {
var res = this.value, //grabs the value
len = res.length, //grabs the length
max = 9, //sets a max chars
stars = len>0?len>1?len>2?len>3?len>4?'XXX-XX-':'XXX-X':'XXX-':'XX':'X':'', //this provides the masking and formatting
result = stars+res.substring(5); //this is the result
$(this).attr('maxlength', max); //setting the max length
$(".number").val(result); //spits the value into the input
});
And a jsFiddle for those who would like to see the result.
http://jsfiddle.net/gtom9tvL/