Using standard JDK 6:
System.setProperty(DOMImplementationRegistry.PROPERTY, "com.sun.org.apache.xerces.internal.dom.DOMXSImplementationSourceImpl");
DOMImplementationRegistry registry = DOMImplementationRegistry.newInstance();
com.sun.org.apache.xerces.internal.impl.xs.XSImplementationImpl impl = (XSImplementationImpl) registry.getDOMImplementation("XS-Loader");
XSLoader schemaLoader = impl.createXSLoader(null);
XSModel model = schemaLoader.loadURI("src/test/resources/my.xsd");